Home Repair Grants: Learn What Assistance May Be Available
Where would you like to start?
Home repair assistance may help eligible homeowners improve their homes.
USDA Rural Development offers home repair loans and grants that may help eligible very-low-income homeowners in qualifying rural areas.
Depending on the homeowner and the repairs needed, assistance may be available through a loan, a grant, or a combination of both.
Home repair loans and grants work differently.
Home repair loans may help eligible homeowners repair, improve, or modernize their homes or address health and safety hazards.
Grants are generally available to eligible homeowners age 62 or older and are primarily intended to remove health and safety hazards.
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Could you qualify for home repair assistance?
USDA Rural Development may also consider whether you own and occupy the home, whether the property is located in an eligible rural area, your household income, and whether you can obtain affordable credit elsewhere.
For grants, additional age and repayment requirements apply.
Preparing your information early can make the process easier to understand.
During the process, USDA Rural Development may request information related to your identity, household income, homeownership, household members, and the repairs or improvements being requested.
Knowing what may be required beforehand can help you prepare before contacting your local office.
The application process starts with USDA Rural Development.
Home repair assistance applications are handled through USDA Rural Development, and applicants are generally directed to the office or housing specialist serving their area.
Local procedures, available funding, and processing times may vary.
Use these three steps to prepare for what comes next.
The exact process can vary, but these steps can help you organize the information you need before applying.
Understand your assistance options
Learn what home repair loans and grants may cover, how they differ, and which basic requirements may apply.
Prepare your information
Review the general eligibility requirements and gather the records that may be requested during the application process.
Contact the appropriate USDA office
Find the USDA Rural Development office or housing specialist serving your area and follow the official instructions for submitting an application.
Ready to explore your home repair assistance options?
See how home repair assistance works, where to find the appropriate USDA contact, and what generally happens during the application process.
Independent information only. Attack10 is not affiliated with USDA, USDA Rural Development, or any government agency and does not process applications. Program requirements, income limits, documentation, funding availability, and procedures may vary by location. Final eligibility and approval decisions are made by USDA Rural Development.